Enjoy flexible payments with
Get what you want now, pay for it later
PayLater is here to bring you what you want when you want it, making payments for life’s pleasures easier and stress-free.
PayLater, the smart way to pay for life’s many pleasures
2 ways to PayLater
Pay in 4 monthly instalments
Make a large bill smaller at checkout. Pay only 1/4 of the total bill today.
Pay the next month
Track your monthly spend and pay for it all in one bill. You also earn GrabRewards points this way!
Pay only the price of what you’re bringing home. There’s no interest, no upfront costs, and no fees as long as you repay on time.
Brands you (will) love
Use PayLater for your Grab spends and on brands you love like Secretlab, Hipvan, and many more.
Discover new brands and exciting offers now.
It is completely transparent.
Know everything that happens
Get updates every step of the way. From when a transaction has been made to when a repayment is successful. Made a refund in-store? We’ll let you know when you will get your money back.
No hidden charges
It prioritises your privacy and security.
Keep your credit card
Keying in sensitive credit/debit card details on multiple websites leaves you at risk of fraudulent transactions. With PayLater, you only need to check out with your mobile number no matter which store you are shopping at.
We confirm it's you who's shopping
We verify every of your transactions with a One-Time Password (OTP) sent to your mobile.
It's super simple to use.
Check out in 3 taps
There’s no need to memorise anything. Simply choose to checkout with Grab, key in the OTP sent to your mobile and select PayLater as your payment method. Done!
Pay back with ease
You can automate repayments from your GrabPay balance or linked card. This makes it virtually impossible to miss a bill and keeps you from incurring any admin fee.
Yours in 2 minutes
PayLater is designed for easy registration, so you won’t need to apply or send us more documentation to start using it. If you’re an existing Grab user, you’re likely able to access PayLater immediately.
Frequently asked questions
PayLater is a free service offered by retailers to you – there are no upfront fees charged or any interest accrued.
The only fee that may be incurred is admin fee to reactivate your suspended account for each missed payment. Your PayLater account may be suspended if you have overdue PayLater bill and you do not make any payments after being notified by us.